When to Replace Your Old A/C & What It Might Cost

Is your air conditioner struggling to keep up with Minnesota’s summer heat? If yours is getting older, less reliable, or more expensive to operate, it may be time to consider a replacement A/C unit. But when is the right time, and what should you expect to spend?

Talk to the experts at H&S Heating and Air Conditioning about any questions you may have regarding air conditioning replacement, or check out this blog for things to consider. Contact us today if you have any questions or want to discuss air conditioning service, repair, or replacement!

Signs It’s Time to Replace Your AC

1. It’s More Than 10–15 Years Old

Most A/C systems last between 10 and 15 years. If yours is past that range, chances are it’s not running as efficiently as it should, especially if it hasn’t had regular maintenance.

2. Rising Energy Bills

A spike in cooling costs usually means your system is working harder than necessary. Newer systems are much more energy-efficient, which means lower bills month after month.

3. Frequent Repairs

If you’ve needed two or more major repairs in the last few years, you’re probably investing money into short-term fixes. Eventually, replacing the system is a smarter investment.

4. Poor Cooling Performance

If some rooms stay warm, your system runs constantly, or your home never feels fully comfortable, your A/C may be on its last legs. A replacement can help restore consistent, even cooling.

What Does a New A/C System Cost?

The cost of replacing your A/C depends on a few factors:

System Size & Efficiency Rating (SEER2)

Larger homes need more powerful systems, which cost more up front. Higher efficiency systems (with better SEER2 ratings) also cost more initially, but will save you money in the long run through lower energy bills. If you plan to stay in your home for several years, it’s often worth investing in a more efficient unit.

Type of System

Traditional split systems (with one outdoor and one indoor unit) are the most common, but other options exist. Ductless mini splits, heat pumps, and high-efficiency inverter systems may cost more upfront, but offer added benefits like heating capabilities, zoning, or easier installation in certain homes.

Ductwork Repairs or Modifications

If your existing ductwork is in good shape, the replacement cost will be lower. However, leaky, undersized, or damaged ducts may need repair or replacement to ensure your new A/C works efficiently. Switching to a ductless system could avoid this cost altogether.

Upgrades & Add-Ons

Do you want to add a smart thermostat, air purifier, or zoning system while replacing your AC? These add-ons improve comfort and efficiency but come with an extra cost. Some homeowners also choose to replace the furnace or air handler at the same time to ensure compatibility and maximize efficiency.

Average Cost Range

In Minnesota, most homeowners spend $4,000 to $8,000 for a complete A/C replacement, depending on the size of the home and the complexity of the job.

It’s a significant investment, but it can pay off in comfort, reliability, and lower utility bills.

Keep Cool with H&S

At HS Heating and Air, we never upsell or push what you don’t need. Our experienced team will assess your current system, help you compare replacement options, and give you a clear, no-pressure estimate.

Need help with an inspection, maintenance, or repairs? H&S Heating and Air Conditioning is just a call away at (320) 654-1522. Or, if you’re more of a keyboard warrior, fill out our contact form. We’ve got you covered!